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Accident Do's and Don'ts
In case of an accident, be prepared with these
handy tips. For a printable version, click here.
DO
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Stop at once and identify yourself. |
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Show your driver's license and registration
to the other driver, the injured persons, and to any police officer. |
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If injuries appear serious, call an
ambulance. If you feel you were injured in any way, see a physician
promptly. It is important for you to seek treatment right away. |
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Report the accident to the Department of
Motor Vehicles within ten days if property damage exceeds $___ (check with
your local DMV to confirm amount) and /or injury or death results. |
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Write a complete description of the accident
as soon as possible. If possible, take pictures, even if this means
returning to the scene of the accident at a later time. |
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Notify your insurance company, even if the
claim appears small and there are no apparent injuries. Settling the claim
yourself is dangerous. Follow all prescribed procedures when reporting an
accident to your insurance company. |
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Have even minor damage repaired. Letting your
car go unrepaired can cost you in the long run. Dents and rust spots deduct
from the resale or trade-in value of your car. You will pay for it
eventually, so drive a car that's in first class condition now. |
DO - Get These Facts
| When did the accident happen? |
Date:
Time: |
| Where did it happen? |
Street(s):
City: |
| Was anyone injured? |
Pedestrian? Your Passenger?
Other?
Name:
Address: |
| Was there a witness? |
Name:
Address: |
| Was there a police report taken? |
Department:
Report #: |
| The Other Party |
Name:
Address:
Phone #:
Drivers License #:
Date of Birth:
Registered owner of the vehicle:
Insurance company:
Policy #: |
| The Other Auto |
License #
State:
Year:
Make/Model:
Color:
# of passengers: |
DON'T
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Do not discuss responsibility |
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Do not discuss the circumstances of the
accident with anyone except the police and a positively identified
representative of your insurance company. |
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Never give a signed statement to the claims
adjuster representing the other driver's insurance company. The same
goes for a phone recording. If you are being pressured, you may wish to
consult an attorney. |
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Don't be fooled by the "lower estimate". There is
a big difference in body shops. A low bid could reflect an incomplete job.
When some items (such as alignment) are overlooked on a repair, the
consequences to the driver can be serious. An improperly repaired car,
especially one with heavy structural damage, can be very dangerous. Exercise
your right to determine which shop will repair your car. Make sure every
detail has been attended to and repaired to your complete satisfaction
before signing any insurance company release. |
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Don't allow your car to be towed to a repair shop you are
not familiar with. Don't authorize repairs by signing a towing release
unless you have decided to have your car repaired by the shop your car is
being towed to. Read and understand all papers before you sign them. |
DO
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Draw a diagram of the accident showing the
direction of the vehicles involved and the point of accident. Show street
names and location of street signs, stop signs, lights, etc. |
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Describe any other damage or pertinent
information below. |
Feel free to call us if you have any questions.
We deal with automotive repair and insurance companies every day and would be
happy to save you any undue hassle and worry.
Click here for a
printable copy of this page and keep it in your car.
Nashua Collision Center, Inc.
32 Mason St.
Nashua, NH 03060
Phone: 603-882-7727
Fax: 603-880-5009
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